All information contained within Elder Options web site is the property of Elder Options. Unless permission is otherwise specified on an individual web page, duplication of any information contained within the page for reasons besides personal use requires the express written permission of Elder Options.

These web pages are provided "as is" without express or implied warranty, including the implied warranty of merchantability and fitness for a particular purpose. Elder Options shall not be liable for any damages suffered by the users of these web pages or the software, programming, and other documentation found on these web pages.

Elder Options makes no representations or warranties regarding the condition or functionality of any web page, its suitability for use, or that a web page will be uninterrupted or error-free. Elder Options further makes no representations about the suitability of any software or any content or information made accessible by the software or web page, for any purpose.

Elder Options further disclaims any liability whatsoever for any information, documentation, programs, software, or other material which is or may become a part of these web pages; and does not warrant or guarantee that the information will not be offensive to the user. The user is hereby put on notice that by accessing and using these web pages the user assumes the risk that the information and documentation contained on these web pages may be offensive, inaccurate, and/or incomplete, and/or may not meet the needs and requirements of the user. The entire risk as to use of these web pages is assumed by the user.

By using these Web pages or copying any software found on or via these web pages, the user agrees to abide by the federal copyright laws and all other applicable laws of the U.S. and/or the state of Florida as well as the terms of this Disclaimer. Elder Options shall have the right to terminate the user's privilege of use immediately by written notice upon user's breach of, or non-compliance with the foregoing. The user may be held legally responsible for any copyright infringement that is caused or encouraged by the user's failure to abide by the terms set forth herein.